Jack and Maria decided to go ahead.  One morning I got a call.  They were in Merrillville filing bankruptcy.   I was very sad about this.  I had talked with them at length, and went over what John Winston had advised me, and they were not going to go this route.  Why, I don't know.  They had expanded their business at a rapid clip by buying some competitors.  The competitors business was not all it was supposed to be.  One business had cooked the books, and the money that was supposed to be there was not.  They were suckered.  Jack and Maria had hired a lawyer, John Winston, who tried to save them, but they didn't seem to be interested.  I went to visit Jack and Maria one week later and they didn't show up at the restaurant.  I went to their house, and it was dark.  Their business never reopened.  Later, some of their creditors showed up in town looking for them.  They owed them money big time.  In fact, Jack and Maria owned everybody money.  The sheriff got involved, and eventually we all found out that Jack and Maria had been stealing money from their own business.  They had disappeared.