John is fresh out of school and owes a lot of money for student loans. He also bought a new car while in school and is living on his own. He pretty much is really broke and needs some money to pay off all of his debt. He went to a lawyer to get some bankruptcy information. They said if he does decide to file for bankruptcy that it will not clear his student loan debt only for the car he owes on and credit cards he used. John was really upset because he owed so much on student loans and knows it will take many many years before he will be able to pay any of it off that is unless he really gets a good paying job. He tried applying to a lot of paces to get a job, but when he gets interviewed they offer him little money to work because he has no work experience just a college degree. He then decided he will work for little pay and try to get some work experience for a year or more. Then he will apply for better a job that has better pay. As for now he decided to sell his car and move back in with his parents.